This has been something I’ve been mulling over since it came up a few days ago — why bother? Not in like a crazy depressed way, but is there some core piece of motivation that I should be looping into here?
My wife has a pretty key thing that she brought up on Saturday: she works in the hospital system, and sees what happens to (a) the destitute and (b) the infirm. So her motivation for exercise and good financial practices is… well, terror. Seeing what happens to people who get older and haven’t taken care of themselves. Seeing what happens to people who don’t have family to tend to them in their old age, especially if they’re effectively destitute.
And yes, things happen regardless. But putting all the odds in your favour is a good idea. As motivators go, I don’t know how “mortal fear” pans out, but when you have the stark evidence of what can go wrong in front of you, doing better suddenly makes a whole lot of sense.
It’s not an entirely satisfying answer, but it’s a good start. Mortal terror! That’ll do until the real motivation kicks in.